Driver's license
Valid, unexpired. We'll need a clear front and back.
Real lender relationships. Competitive rates whether you have perfect credit or you're rebuilding. Your application takes three minutes and won't ding your credit score.
Have these ready before you start. Most applicants are pre-approved within one business day.
Valid, unexpired. We'll need a clear front and back.
Two recent pay stubs, or a 1099 / tax return for self-employed.
A utility bill, lease, or mortgage statement from the last 60 days.
Adjust the inputs and we'll show you a realistic monthly. Final rates depend on credit, term, and lender.
Estimate only. Actual rate and terms determined at approval.
Optional, transferable, and priced honestly. Three tiers — pick what fits your driving.
We finance and ship to buyers across the country. Your title, registration, and tax filings are handled by our DMV office — you sign once and the car shows up.
No. We use a soft pull for pre-approval, which doesn't appear on your credit report. A hard pull only happens after you accept a final loan offer.
Tier-1 credit currently sees 6.5–7.5% on a 60-month luxury used loan. Subprime tiers run higher. We pull from 12+ lenders and present you the best rate, not the rate that pays us most.
Yes. We can run your current loan through our lender network — many customers shave 1–2% off after the first 12 months of on-time payments.
We finance lease buyouts and can run the residual numbers with you. If the buyout is below market, you may want to keep the car. If above, we'll help you exit cleanly.
Yes. Several of our lender partners specialize in rebuilding credit. We're upfront about what's possible — no bait, no false hope.
Yes. Adding a creditworthy co-applicant typically lowers APR and may approve loans that wouldn't otherwise qualify. They'll need to apply alongside you.